Hank Clark
(303) 751-4740


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CEC REALTY                                                          www.DenverRealEstateAccess.com

 

                        Income vs Expenses Basic Worksheet

The first step in getting yourself in financial shape to buy a home is to know exactly how much money
comes in and how much goes out. Use this worksheet to list your income and expenses below.
note: Exclude Rent/Mortgage payments

 

INCOME

 * * * MONTHLY * * *

Take Home Pay (all family members)

 
.

Child Support/Alimony

.

Pension/Social Security

.

Disability/Other Insurance

.

Interest/Dividends

 .

Other

.

Total Income

 .

 

EXPENSES

 

Life Insurance

.

Health/Disability Insurance

.

Vehicle Insurance

.

Homeowner’s or Other Insurance

.

Car Payments

.

Other Loan Payments

.

Savings/Pension Contribution

.

Utilities (gas, water, electric, phone)

.

Credit Card Payments

.

Car Upkeep (gas, maintenance, etc.)

.

Clothing

.

Personal Care Products (shampoo, cologne, etc.)

.

Groceries

.

Food Outside the Home (restaurant meals and carryout)

.

Medical/Dental/Prescriptions

.

Household Goods (hardware, lawn, and garden)

.

Recreation/Entertainment

.

Child Care

.

Education (continuing education, classes, etc.)

.

Charitable Donations

.

Miscellaneous

____________________

Total Expenses

____________________

Remaining Income After Expenses

(Subtract Total Income from Total Expenses)

.


   
Hank Clark 
Broker,CRS,ABR,GRI
         CONTACT   CEC  REALTY
 
                 303-751-4740 - LOCAL DENVER
                 303-337-9806 - FAX                       
                 800-335-1487 - TOLL FREE
                 720-404-9601 - CELL-DIRECT


           

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